Help your employees cultivate unshakeable financial freedom through the power of knowledge, intention, and keeping their own promises.
FINANCIAL HEALTH IS THE FOUNDATION OF A GOOD LIFE
Welcome to the most practical, shame-free, easy-to-understand, life-changing financial wellness program that teaches your employees how to save, spend, invest, and ultimately get out of the debt culture to live a financially stress-free life.
When your employees understand the money game, they’re healthier, less stressed, and more focused at work, which means they’re making you more money.
Invest in your employees, and in return, their investment in you is exponential.
It’s a win-win.
FINANCIAL STRESS IS COSTING YOUR COMPANY THOUSANDS OF DOLLARS
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63%
__________
Employees living paycheck to paycheck since COVID-19.
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48%
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Employees stressing about normal living expenses.
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80%
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Financially stressed employees show decreased performance.
IT ALL BEGINS WITH AN IDEA.
Hi, I’m Brian Miller, a trained financial counselor who discovered that the highest stressor in a person’s life is their finances. I’ve created the secret formula for building wealth regardless of income level.
I read my first finance book at 11-years-old, learned to invest at a young age, never went into debt, never had a job, and finished my Master’s degree with 6-figure net worth.
In the 6+ years as a professional, I’ve worked with hundreds of people to realize that there are common patterns, beliefs, and limitations around money that keep people in the cycle of scarcity.
I’ve created a system that helps people go from $30,000 in credit card debt, to debt-free in one year; from living paycheck to paycheck to thousands in savings in just a few months; from having no clue how to invest in their future to fully understanding how to best utilize their 401(k) options along with playing in the stock market and winning.
This system is powerful which is why I’ve turned this formula into a program that’s customized specifically around your employees’ needs, starting from where they are right now.
Here’s just some of the magic my clients have created as a result of utilizing this system:
Client decreased spending worth $1,000,000 over career lifetime ($4k a month for 20 years).
Client went from suicidal with a combined debt of $60,000 to nearly paid off in 13 months. He thought there was no way out and that it would take 20 years to become debt-free.
Set up a plan so Single mom and client could retire in 15 years.
Client got out of toxic housing and marriage and into owning home, car, and in happy relationship within a couple months.
9 out of 10 employees report they would be more invested in staying at their current job if their employer offered more financial wellness benefits.
CEOs listen up. Financial stress is costing your employees their health and wellness which trickles down to thousands in revenue lost for you.
48% of employees are stressed (my surveys show 92% since COVID).
8.2x more likely to have sleepless nights.
On average employees lose 3.4 hours a week to money worries.
On average employees take 1.1 sick days per year as a result of financial stress.
Financial stress is 4.9x more likely to affect work quality.
Employees are 5.8x more likely to not finish daily tasks due to financial worries.
Employees are 4.5x more likely to have issues with coworkers.
Employees are 2.2x more likely to be looking for a job.
60% of employees looking to leave their current work are financial stressed.
People financial stressed are 3x more likely to be unhappy and looking to leave.
On average turnover costs 1-2x salary to replace someone.
An average of 23-31 productive work days are lost annually due to financial stress.
It costs an employer an average of 11-14% in salary cost.
49% of people who depleted their savings during COVID haven’t managed to save anything since.
Wouldn’t it be nice if your employees were able to…?
Sleep through night and arrive at work refreshed and ready to give their best each day.
No longer stress about how they’re going to pay the rent/mortgage.
Focus on their job (task, work) instead of being distracted by money worries.
Be able to buy a house as an investment instead of wasting money on rent.
Buy nourishing food for themselves and their families to increase their overall health.
Cover emergency expenses without selling something or going into debt.
Feel secure and happy working for your organization and never wanting to look for another job again.
Free up healthcare costs.
Take a vacation with their loved ones.
Say to themselves, “I’ve got my financial life together and I feel so good!”
Plan for retirement.
Make smart financial decisions on their own.
Know that building wealth is fun and possible.
Imagine the positive ripple effect of just 35% of your employees who participate in this program and turn their lives around. Your whole organization would shift.
There is no formal training on building wealth. And for many, their parents are not affluent in finances. This lack of knowledge leaves people floundering with their money—spending too much and saving too little, which leads to shame and guilt.
Financial health is the foundation to all other areas of life.
Money management is a modern day survival skill.
Finance is actually really simple once you know a few tips and tricks of the trade.
Your employees can learn the skills of building wealth by utilizing what your company has to offer no matter what income level they’re at.
This program offers your employees the opportunity to understand how to monitor spending, manage credit, and create an investment plan that’s easy and fun to implement.
This program teaches your employees financial wellness so they become the masters of their own destiny. THEY WILL FULLY UNDERSTAND HOW TO SAVE, SPEND, AND INVEST ON THEIR OWN WITHOUT ANY OUTSIDE INFLUENCE OR EXPERTISE. THEY ARE THEIR OWN EXPERTS.
Most financial professionals have products like investments or commissions they’re trying to sell. I have zero products to sell your employees. The only way I make money is from employers through this program.
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Average Interest Savings of $10,340
Out of Debt 2.75 years sooner on Average
Credit score increase of 60+ points on average
Average decrease in stress of 30%.
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Average Savings of 36%
Average dollar savings of $1,574
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401k participation increase of 32%
Average monthly investment increase of $157
PROGRAM CASE STUDIES
YOUR EMPLOYEES WANT TO LEARN ABOUT MONEY
Client Survey Results (250 Employee Firm)
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27% ‘very stressed’, 65% ‘somewhat stressed’ - total of 92%
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62% find financial stress distracting at work
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55% want to learn about investing, 26% cashflow and budgeting
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43% have less than $1,000 in case of emergency, 17.6% less than $1009
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If employees lost work, 74% would be out of money in less than 6 months. 32% could not meet obligations immediately.
SO HOW DOES THIS WORK?
THIS PROGRAM IS THE PERSONAL TRAINER FOR YOUR MONEY.
Think about how a personal trainer works with you to make small daily changes that over time, create a healthier lifestyle. Things like meal planning, exercise, and getting enough sleep. This program helps your employees with the same kind of process, only instead of lifting weights and meal planning, we’ll monitor your spending, manage your credit, and create a plan for your investing.
I’ve created a system that’s fun! Financial topics can be boring. Employees have likely sat through many lessons on company retirement plans or presentations from life insurance salespeople that have bored them and made them think personal finance cannot be exciting.
MoneyRight creates dynamic, personalized, and gamified programs that are unlike anything employees have participated in previously. These programs can be run as ‘challenges’ to increase participation even more. Employees leave the programs with knowledge directly applicable to their actual situation; not just theoretical knowledge they will never apply.
Throughout the entire process, from inception to completion, the financial wellness program will be driven by data. Employees are surveyed often and interviews conducted to get a more granular view of the process to ensure everything is running smoothly.
The data from surveys and challenges are compiled and reports prepared for management along with suggestions for action items to increase likelihood of reaching stated goals, as well as validation of program effectiveness.
MONEYRIGHT FINANCIAL WELLNESS PROGRAMS ARE UNIQUE TO YOUR COMPANY & EMPLOYEE NEEDS
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INDEPENDANT
We provide independent wellness with no ties to any other financial organization and do not sell insurance, investments, or advice.
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BEHAVIORAL FOCUSED
Our program focuses on the emotions and psychology behind your employee’s money habits that affect their financial success.
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GAMIFIED PROGRAMS
We build our financial wellness program to be fun and relatable to employees, thus, increasing participation.
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ACTIONABLE DATA
Actionable financial wellness data analysis and recommendations to further help, retain, and attract employees.
PAST CLIENT PROGRAM RESULTS
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37%
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EMPLOYEE PARTICIPATION RATE
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36%
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INCREASE IN SAVINGS RATE
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$10,340*
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COST OF INTEREST REDUCTION
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40%
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FINANCIAL STRESS REDUCED
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2.75 YEARS*
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TIME TO DEBT-FREE DECREASED
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$1,474*
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WASTEFUL SPENDING REDUCTION
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32%
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RETIREMENT PLAN PARTICIPATION
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$147
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MONTHLY INVESTMENT INCREASE
PROGRAM FLOW
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Consultation. Brian Miller meets with management to establish program goals.
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Intro Challenge.
Metric: Stress Survey Results.
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Cashflow Challenge.
Metric: Savings Rate Increase.
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Credit Challenge.
Metric: Interest Expense Savings.
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Investing Challenge.
Retirement Plan Participation Increase.
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Financial Psychology.
Stress Survey Results.
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Cashflow Challenge.
Emergency Fund Savings Increase.
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Credit Challenge.
Debt payoff timeline (decrease).
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Investing Challenge.
Increased Investment Rate.
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Financial Psychology.
Beliefs & Values.
Stress Survey Results.
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Cashflow Challenge.
Random Expenses Budget.
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Credit Challenge.
Credit Score Increase.
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Investing Challenge. Financial Health Ratios.
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Consultation. Brian Miller meets with management to discuss results and determine needs for the following year.
THE POWER OF FINANCIAL TRAINING
LEVELS THE PLAYING FIELD
Levels the financial playing field for employees from any background.
REDUCED STRESS
Financial stress evaluations, actionable data, and recommendations for management.
ACTION PLAN
Custom-created content and challenges based on firm goals and benefits.
INCREASED PERFORMANCE
Participating employees become financially empowered. This results in lower turnover, higher productivity, and overall employee well-being.